How to Cancel Target Circle 360 Before It Renews.

Every way to cancel Target

• Phone: Call +1-800-591-3869 and say “cancel my service”. Expect a retention pitch, decline it twice and hold firm.
• Online (fastest): Direct cancel flow: www.target.com/account/memberships
• Email: Target doesn’t process cancellations by email. Still worth sending one: it dates your cancellation request in writing, which matters for disputes and refunds.

Timing matters: Cancellation must be completed before the end of your current membership period and before the charge for the next period posts, Target does not refund or prorate the fee once it has been taken, and a 14-day free trial converts automatically on day 15.

The email that backs it up

Target won’t action a cancellation from an email alone, use the fastest channel above for the cancellation itself. This email still earns its place: it puts your cancellation date in writing (your evidence if they keep billing) and it’s where the refund request happens.

1. Email the verified address

   guest.service@target.com, yoink-verified working email for Target (confirmed by tracked cancellations).

2. Use a precise subject

   Subject: Cancellation Request, [your account email]

3. Send this template

   Hi Target team,
   
   I'm writing to cancel the subscription on my account, [your account email].
   
   Please treat this as formal notice of cancellation, effective from the end of the current billing period. Under the FTC's Click-to-Cancel rule, cancellation must be available through a channel as simple as the one I signed up through.
   
   Please confirm by reply that the subscription has been cancelled and that no further charges will be taken.
   
   Best,
   [your name]

4. Wait for confirmation

   Wait 24 hours. If there's no response, send a polite one-line follow-up referencing the original request.

Target plans you can cancel

• Target Circle 360 (Annual)

  Cancel in the Membership section of your Target.com account before the current period ends; benefits run to the end of the paid term.

  $99.00/yr
• Target Circle 360 (Monthly)

  Same online flow; cancel before the monthly renewal date to avoid the next charge.

  $10.99/mo
• Target Circle 360 (Circle Card / verified-audience rate)

  Discounted term auto-renews at the standard price then in effect unless cancelled before the period ends.

  $4.99/mo
• Target Circle (free rewards)

  Separate opt-out page, cancelling Circle 360 does NOT cancel free Circle, and vice versa.

  $0.00/mo
• Target Circle Card

  Closed separately by calling Target Card Services on 1-800-659-2396, not through the membership flow.

What happens to what you’ve already paid

Two different rules apply depending on what you were charged for. The Target Circle 360 MEMBERSHIP fee ($10.99/mo or $99/yr) is explicitly non-refundable and never prorated, cancelling stops the next auto-renew only, and benefits run to the end of the paid term, so reversals of a trial-conversion or promo-year charge are discretionary case-by-case fixes through Guest Services. MERCHANDISE purchases are a separate, much friendlier policy: most items refund to the original payment method within 90 days, Target-owned brands within a year, electronics 30 days and Apple/Beats and phones 14 to 15 days, with Circle Card/Circle 360 members reported to get roughly 30 extra days. Target Plus marketplace items are tighter at 30 days and receipt-mandatory. No-receipt returns come back as merchandise credit at the item's lowest price, not cash.

“The membership fee for Target Circle 360 is non-refundable.”

, Target terms

Asking specifically for money back, not just a cancellation? See the dedicated Target refund guide , same data, but framed around the policy + escalation paths.

Does Target charge a cancellation fee?

Target’s terms mention conditions worth checking before you cancel, see the plan notes and policy quote above for the specifics we found. In general: rolling monthly plans end at the period you’ve already paid for with nothing extra to pay, while minimum-term or contract plans can carry an early-exit charge until the term ends.

What doesn’t work for cancelling Target

Based on 6 sources, Reddit, app reviews, and direct testing. Skip these and save yourself the loop.

• ✕ Emailing a support inbox to cancel the membership, Target publishes no customer-service email address and routes everything to its help site, chat or phone; the membership terms name only the account Membership section or Guest Services on 1-800-591-3869 as cancellation routes.
• ✕ Deleting the Target app or just not shopping, Billing lives inside the Target account, the membership stays in effect until it is actively cancelled.
• ✕ Removing or expiring the saved card to stop the renewal, Target's promo terms state that if the payment card is invalid, another card connected to your account may be charged.
• ✕ Opting out of free Target Circle and assuming the paid membership is gone, Terms state cancelling Circle 360 and cancelling Target Circle / the Circle Card are handled separately, the paid fee keeps renewing.
• ✕ Asking a store returns desk to refund the membership fee, Store returns handle merchandise; the membership fee is a non-refundable account-level charge and agents reportedly cannot even locate it on some accounts.
• ✕ Cancelling after the 14-day trial converts and expecting an automatic refund, Target's terms require cancellation before the trial ends; once the fee posts, the published policy is non-refundable.

Cancelled Target but still being charged?

Three common reasons, in order of likelihood:

• The cancellation didn’t actually complete. If you never received a written confirmation from Target, treat it as not cancelled. Email guest.service@target.com referencing your original request date and ask for written confirmation plus a refund of any charge taken since.
• You cancelled in the wrong place. Subscriptions started through the App Store or Google Play bill through Apple or Google, cancelling on Target’s site doesn’t touch them. Check Settings → Subscriptions on iPhone, or Play Store → Payments & subscriptions on Android.
• Billing lag. A charge that was already in flight when you cancelled can still land a few days later. One trailing charge can be normal; two is not.

If they keep charging after a confirmed cancellation, that’s chargeback territory: dispute the charge with your bank citing “subscription cancelled, merchant continued billing”. The yoink app also flags this automatically, it keeps watching your inbox after a confirmed cancellation and alerts you if Target charges again.

How Target will try to keep you

Target may respond with a retention offer, a discount, a free month, or a downgrade to a cheaper tier. Don't engage with the counteroffer. Restate that you want a full cancellation and cite the consumer law again if they push back.

• They’ll say: “"Keep auto-renew on and get another year free" offers pushed at renewal time (Target Circle Deal requires auto-renew enabled to redeem).”

  You say: If you don't want to keep paying after the free year, say: "I'm declining the renewal offer. Please cancel the membership renewal now and confirm the end date in writing." Accepting the promo re-arms the auto-charge at the price then in effect.

• They’ll say: “Phone agents claiming they can't find the $99 charge on the account, stalling the cancellation.”

  You say: Quote the exact posting date, amount and last four digits from your statement, ask for a case number, and note that your cancellation request is effective today regardless of whether the charge is located on their screen.

• They’ll say: “"The fee is non-refundable" used as a full stop even for billing errors and trial conversions.”

  You say: Non-refundable covers change-of-mind, not mis-billing. Say: "This was charged after/contrary to the offer terms, so it's a billing error, not a refund request. Please reverse it or escalate to the Executive Escalations team." Reddit reports show error refunds do get issued, after persistence.

• They’ll say: “Pointing you to an online self-serve flow that only turns off future renewal, leaving the impression money comes back.”

  You say: Confirm in writing what the flow actually did: "Please confirm (a) the exact date benefits end and (b) that no further charge will be taken. If any charge is scheduled, cancel it now."

• They’ll say: “Benefit-loss framing, unlimited same-day delivery, free 2-day shipping, monthly freebies and the extra 30 days of returns all stop.”

  You say: Keep the benefits you've already paid for: cancellation takes effect at period end, so use the remaining term, then let it lapse. Non-members pay the $9.99 same-day delivery fee only when they choose to use it.

Your rights when cancelling

The law where you live is the strongest hook, lead with it when you contact the company.

Delete your Target account (not just cancel)

Cancelling stops the billing; deleting removes your account and personal data. Do them in that order, deleting an account with an active subscription can leave the billing running with no way to log in and stop it.

If there’s no delete option in Target’s account settings, email guest.service@target.com with the subject Account deletion request, [your account email] and ask for your account and personal data to be erased under state privacy laws such as the CCPA. They’re typically required to act on it, most companies complete erasure within about 30 days, and you should ask for written confirmation when it’s done.

Common questions about cancelling Target

Money-back questions (windows, pro-rata, chargebacks) are covered in the Target refund guide. Need a human for something else entirely? The Target contact guide lists every channel that actually answers.

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