How do I cancel the Target Circle 360 free trial before I'm charged?

The trial runs **14 days** and converts automatically. Target's terms say you must cancel before the end of the free trial period to avoid being charged, via the Membership section of your account. Practically: cancel on day 12 to 13, not day 14, and screenshot the end-date confirmation. If it converts, the published policy is that the fee is non-refundable, so a reversal becomes a discretionary Guest Services decision rather than a right. Trial members also don't necessarily get every paid-member benefit, so there's little upside in running the clock down.

Is there a cancellation fee for Target Circle 360?

No. Target charges no cancellation or early-termination fee, and there's no restocking fee on returns either. The cost of leaving is simply the unused portion of the term you already paid for, because the fee is non-refundable and not prorated. The related number worth knowing: non-members pay a **$9.99 delivery fee** on same-day orders that members get free on $35+ baskets, so weigh how often you actually used delivery before renewing at $10.99/month or $99/year.

What do I do if Target charged me after I canceled?

Treat it as a billing error, not a refund request, that framing matters, because "non-refundable" doesn't cover charges you didn't authorise. Contact Guest Services on **1-800-591-3869** or chat with the charge date, amount, card last-four and your cancellation confirmation screenshot, and ask for a case number. If it stalls, Target has an Executive Escalations team that responds through BBB complaint files, and consumer-advocacy directories publish executive email contacts for exactly this situation. As a backstop, your card issuer's chargeback route covers a charge taken after a documented cancellation.

Does Target have a customer service email address?

Not a general one. Consumer-advocacy research notes Target does not provide a direct customer service email on its site and pushes you to a contact form, chat or phone. Addresses that do appear in Target's own page markup are purpose-specific: **guest.service@target.com** (guest services notices), privacy.request@target.com, abuse@target.com and dmca@target.com. Use them for a written paper trail of your cancellation and refund demand, but don't rely on email as the cancellation channel itself, the terms route cancellation through your account or 1-800-591-3869.

What is Target's refund policy on items I bought?

Separate from the membership: most merchandise refunds to the original payment method within **90 days**, Target-owned brands (Cat & Jack, Threshold, All in Motion) within a **year**, electronics 30 days, and Apple/Beats and mobile phones 14 to 15 days. Circle Card and Circle 360 members are widely reported to get around 30 extra days. Online purchases start the clock from shipment/pickup, not order date. Target Plus marketplace items are 30 days with a mandatory receipt. No receipt means merchandise credit at the lowest recent price, subject to an annual cap, with photo ID.

Can I cancel Target Circle 360 at a store?

Store guest services is not the documented route, Target's own terms name the Membership section of your account or Guest Services on 1-800-591-3869, and some third-party guides suggest a store desk can help if you enrolled in store. In practice store systems handle merchandise, not account-level membership billing, and there are reports of agents being unable to even locate the $99 charge. Cancel online first, get the end-date confirmation, and use the store only to return merchandise before your extended return window lapses.

REFUND GUIDE

How to Get a Target Refund After the 90-Day Window.

Inside 90 days their own policy is on your side; statutory cooling-off rights may stack on top. Outside it, you've still got tools, a clear email, a card-issuer chargeback, the lot. Here's the playbook for Target.

Last verified 22 days ago against Target’s own Terms · UK, US, and EU rights covered below

The short answer

Two different rules apply depending on what you were charged for. The Target Circle 360 MEMBERSHIP fee ($10.99/mo or $99/yr) is explicitly non-refundable and never prorated, cancelling stops the next auto-renew only, and benefits run to the end of the paid term, so reversals of a trial-conversion or promo-year charge are discretionary case-by-case fixes through Guest Services. MERCHANDISE purchases are a separate, much friendlier policy: most items refund to the original payment method within 90 days, Target-owned brands within a year, electronics 30 days and Apple/Beats and phones 14 to 15 days, with Circle Card/Circle 360 members reported to get roughly 30 extra days. Target Plus marketplace items are tighter at 30 days and receipt-mandatory. No-receipt returns come back as merchandise credit at the item's lowest price, not cash.

Or let yoink chase the refund.

30 seconds to set up. yoink emails Target, cites the policy, escalates if ignored, and surfaces the win when the money lands.

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What Target actually says

“The membership fee for Target Circle 360 is non-refundable.”
, verbatim from Target’s terms

90-day cancellation windowPro-rata refund: noStatutory cooling-off: 14 days in UK + EU on new subs

How long does a Target refund take?

Most merchants agree to a straightforward refund within 1 to 3 working days of a well-written email request. Once agreed, the money itself takes another 3 to 5 working days to land, that part is card-network processing and no merchant can skip it. If nothing has arrived 10 working days after a written “refund approved”, reply on the same thread asking for the ARN (acquirer reference number), which your bank can trace.

Note Target’s own policy works on a 90-day window, ask inside it and the request is routine; outside it you’re relying on goodwill or statutory rights.

What you can claim

The law where you live is the strongest hook, lead with it when you contact the company.

United States

Fair Credit Billing Act (FCBA)
Dispute any credit-card charge in writing within 60 days.
For US credit-card payments, the FCBA gives you 60 days from the statement date to dispute a Target charge in writing. Your card issuer is required to investigate and may withhold the disputed amount during the process.
California ARL refund right
Refund if cancel was blocked or unclear.
If Target made it hard to cancel under California ARL, you’re entitled to a refund of charges taken since the obstruction. Multiple class actions (including against Adobe + Hulu) have set the precedent.

Worldwide

Card-issuer chargeback
Visa/Mastercard chargeback works everywhere they do.
Open a chargeback for “subscription not cancelled” or “services not as described”, your bank initiates, Target has ~45 days to defend. Works regardless of where Target is headquartered.
PayPal Buyer Protection
If you paid via PayPal, open a dispute.
PayPal’s Buyer Protection covers “item not as described”, applies to services that didn’t deliver. Resolution typically within 20 days.

Rights in other regions (United Kingdom, European Union)

United Kingdom

Citizens Advice + Trading Standards
For repeated bad-faith refusals.
Free escalation lane: file with Citizens Advice (08082231133), they pass it to Trading Standards. Slow (8-12 weeks) but creates a paper trail Target can’t ignore.

European Union

ECC-Net cross-border escalation
EU Consumer Centre network mediates against EU sellers.
If Target is based in another EU country, your local European Consumer Centre will mediate the dispute for free. List of national contacts at commission.europa.eu.

The 4-step refund email

Email the right address
Use guest.service@target.com, the route yoink has verified actually gets read for Target.
Use a clear subject line
Subject: Refund Request, [your account email]

Send this body

Hi Target team,

I'm requesting a refund of the recent charge on my subscription, account [your account email].

Under the FTC's Click-to-Cancel rule, cancellation must be available through a channel as simple as the one I signed up through. Please confirm by reply that the refund will be processed to my original payment method.

Best,
[your name]

Wait 7-14 days, then escalate
If you haven’t heard back in 14 days, escalate via the regional route above, a card-issuer chargeback works in every market.

Refund FAQ for Target

Target's terms are blunt: the Circle 360 membership fee is non-refundable, and there's no prorated refund for unused months. Cancelling ends auto-renewal, it doesn't claw money back. The exception that actually works is **billing error**: a trial that converted despite cancelling, a promo or Circle Card discount that didn't apply, or a duplicate charge. Those get fixed case-by-case through Guest Services (1-800-591-3869 or chat), and community reports say it takes persistence rather than a single short call. Keep the charge date, amount and card digits to hand.