How to get a refund on a Microsoft subscription?

You must **cancel first**, refund eligibility is only shown during the cancellation flow. Consumer plans (Personal, Family, Basic, Premium) are refundable if cancelled within 30 days of the most recent charge, one time per product. If the self-serve flow doesn't offer a refund, open a billing chat at **support.microsoft.com/contactus** → Microsoft 365 → Billing → 'Charged unexpectedly / Refund'.

How can I request a refund after being charged by Office auto-renewal?

Cancel the renewal via account.microsoft.com/services first, then start a **Billing chat** at support.microsoft.com/contactus. Under Products & Services choose Billing → Subscriptions → 'Charged unexpectedly / Refund'. Consumer plans qualify for a refund of the most recent charge within 30 days; business plans only within 7 days of renewal. Removing the card afterwards is optional but doesn't itself trigger a refund.

How do I stop auto renewal of my Microsoft 365 subscription?

Sign in at **account.microsoft.com/services**, click **Manage** next to your Microsoft 365 plan, and choose **Turn off recurring billing**. You keep access until the paid term ends and won't be charged again. Do this at least two days before the renewal date, turning it off on the day of renewal usually won't stop that charge.

Can I cancel Microsoft 365 immediately instead of at the end of the term?

Yes, during the online cancel flow you'll be asked whether to cancel immediately (with any eligible refund) or turn off recurring billing (keep access until the term expires). For an immediate cancel that isn't offered, contact Microsoft support chat and request an immediate cancellation. Note: for business/enterprise plans, immediate cancellation with refund is only allowed within 7 days of start or renewal.

How do I cancel Microsoft 365 bought through Apple, Google Play or Amazon?

Microsoft can't cancel or refund third-party-store purchases. Apple App Store: request via reportaproblem.apple.com. Google Play: use Google Play refund policies. Amazon: manage under **Your Apps → Your Subscriptions** in your Amazon account. Cancelling at the source stops future charges; refunds are at that store's discretion.

Why was I charged for Microsoft 365 renewal when my subscription is still active?

Recurring billing charges the next term **in advance** near the end of the current one, so 'still active' and 'renewal charged' can be true simultaneously. Check account.microsoft.com/services to confirm which subscription was charged. If it's a duplicate (e.g. a monthly plan on top of your annual), cancel the duplicate and open a billing chat to request a refund of the wrong charge, Microsoft gives you 90 days to dispute an incorrect charge.

Can I get a prorated refund on Microsoft 365?

Only in select countries. Microsoft grants prorated refunds on cancellation in **Canada, Denmark, Finland, Germany, Israel, Korea, Netherlands, Poland, Portugal and Turkey**. Elsewhere, consumer plans get the 30-day full-refund window on the most recent charge but no proration afterwards. Business plans get a 7-day prorated window from start or renewal, after that, you can only turn off recurring billing.

What if Microsoft ignores my cancellation or refund request?

Escalate inside the chat first, ask for a supervisor and quote Microsoft's own 30-day refund policy. If still refused, UK consumers can invoke the Consumer Rights Act and 14-day online cancellation right (CCRs); EU consumers can rely on the Consumer Rights Directive's 14-day withdrawal. US consumers can file with the FTC or state AG. As a last resort, dispute the charge with your card issuer, but only after Microsoft has refused in writing, as chargebacks can freeze your Microsoft account.

REFUND GUIDE

How to Get a Microsoft 365 Refund After Auto-Renewal.

Inside 30 days their own policy is on your side; statutory cooling-off rights may stack on top. Outside it, you've still got tools, a clear email, a card-issuer chargeback, the lot. Here's the playbook for Microsoft.

Last verified 19 Jul 2026 against Microsoft’s own Terms · UK, US, and EU rights covered below

The short answer

For consumer Microsoft 365 plans (Basic, Personal, Family, Premium) bought directly from Microsoft, you can get a refund of the most recent recurring charge if you cancel within 30 days, but only once per subscription product per account. Business/Enterprise plans use a stricter 7-day prorated window from the start or renewal date. Residents of Canada, Denmark, Finland, Germany, Israel, Korea, Netherlands, Poland, Portugal and Turkey may be entitled to prorated refunds regardless. Purchases via Apple, Google Play, Amazon or other resellers must be refunded through that store, not Microsoft.

Or let yoink chase the refund.

30 seconds to set up. yoink emails Microsoft, cites the policy, escalates if ignored, and surfaces the win when the money lands.

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What Microsoft actually says

“you're entitled to a refund of your most recent recurring billing charge if you cancel your subscription within 30 days after payment. This refund right is limited to one time per Microsoft account, per subscription product.”
, verbatim from Microsoft’s terms

30-day cancellation windowPro-rata refund: yesStatutory cooling-off: 14 days in UK + EU on new subs

How long does a Microsoft refund take?

Most merchants agree to a straightforward refund within 1 to 3 working days of a well-written email request. Once agreed, the money itself takes another 3 to 5 working days to land, that part is card-network processing and no merchant can skip it. If nothing has arrived 10 working days after a written “refund approved”, reply on the same thread asking for the ARN (acquirer reference number), which your bank can trace.

Note Microsoft’s own policy works on a 30-day window, ask inside it and the request is routine; outside it you’re relying on goodwill or statutory rights.

What you can claim

The law where you live is the strongest hook, lead with it when you contact the company.

United States

Fair Credit Billing Act (FCBA)
Dispute any credit-card charge in writing within 60 days.
For US credit-card payments, the FCBA gives you 60 days from the statement date to dispute a Microsoft charge in writing. Your card issuer is required to investigate and may withhold the disputed amount during the process.
California ARL refund right
Refund if cancel was blocked or unclear.
If Microsoft made it hard to cancel under California ARL, you’re entitled to a refund of charges taken since the obstruction. Multiple class actions (including against Adobe + Hulu) have set the precedent.

Worldwide

Card-issuer chargeback
Visa/Mastercard chargeback works everywhere they do.
Open a chargeback for “subscription not cancelled” or “services not as described”, your bank initiates, Microsoft has ~45 days to defend. Works regardless of where Microsoft is headquartered.
PayPal Buyer Protection
If you paid via PayPal, open a dispute.
PayPal’s Buyer Protection covers “item not as described”, applies to services that didn’t deliver. Resolution typically within 20 days.

Rights in other regions (United Kingdom, European Union)

United Kingdom

Section 75, Consumer Credit Act
Credit card issuer is jointly liable. £100-£30,000.
For UK credit-card charges between £100 and £30,000, your card issuer is jointly liable with Microsoft for any breach. Call your bank, say “Section 75 claim”, send evidence. Usually resolved in 2-4 weeks.
Consumer Contracts Regulations 2013
Full refund within the 14-day window.
Inside 14 days of starting any Microsoft subscription, you’re entitled to a full refund of any payment taken, no questions, no policy override.
Citizens Advice + Trading Standards
For repeated bad-faith refusals.
Free escalation lane: file with Citizens Advice (08082231133), they pass it to Trading Standards. Slow (8-12 weeks) but creates a paper trail Microsoft can’t ignore.

European Union

Consumer Rights Directive 2011/83/EU
14-day withdrawal across all EU member states.
EU-wide statutory right to withdraw and recover any payment within 14 days of subscription start. Mirrored in local law in every EU country.
ECC-Net cross-border escalation
EU Consumer Centre network mediates against EU sellers.
If Microsoft is based in another EU country, your local European Consumer Centre will mediate the dispute for free. List of national contacts at commission.europa.eu.

The 4-step refund email

Email the right address
Use ukprteam@microsoft.com, the route yoink has verified actually gets read for Microsoft.
Use a clear subject line
Subject: Refund Request, [your account email]

Send this body

Hi Microsoft team,

I'm requesting a refund of the recent charge on my subscription, account [your account email].

Under the FTC's Click-to-Cancel rule, cancellation must be available through a channel as simple as the one I signed up through. Please confirm by reply that the refund will be processed to my original payment method.

If a full refund isn't available under your policy, I'd accept a pro-rata refund for the unused portion.

Best,
[your name]

Wait 7-14 days, then escalate
If you haven’t heard back in 14 days, escalate via the regional route above, a card-issuer chargeback works in every market.

Refund FAQ for Microsoft

Go to **account.microsoft.com/services/microsoft365** and sign in with the Microsoft account that was charged. Find the subscription, click **Manage**, then **Cancel subscription** (it may appear as 'Upgrade or Cancel'). Follow the prompts, refund eligibility is calculated automatically during the flow. If you only see **Turn on recurring billing**, your subscription is already set to expire and no further action is needed.