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REFUND GUIDE

How to Get a ChatUp Refund.

ChatUp refunds are per-order, here's what their policy actually says, and how to escalate if they ignore the request.

Last verified 3 days ago against ChatUp’s own Terms · UK, US, and EU rights covered below

The short answer

Two different charge types get treated differently. Coin/gift top-ups are one-off consumables bought inside the app, once coins are spent on messages, video minutes or gifts they are normally treated as used, and only Apple or Google can reverse the charge, at their discretion. Any auto-renewing subscription tier is store-billed too: cancelling stops the next renewal but does not automatically refund the period you're in. ChatUp's own terms are hosted on a Google Sites page (sites.google.com/view/chatuptermsofuse) and publish no stated refund window, so refunds run through the store, then your card issuer as a fallback.

Or let yoink chase the refund.

30 seconds to set up. yoink emails ChatUp, cites the policy, escalates if ignored, and surfaces the win when the money lands.

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ChatUp’s refund policy

ChatUp’s own refund policy isn’t prominently documented. That doesn’t mean you have no rights, most jurisdictions give you a statutory cancel-and-refund window on new subscriptions (14 days in the UK / EU, US auto-renewal protections vary by state). See “What you can claim, by region” below for the angle that applies where you live.

How long does a ChatUp refund take?

Most merchants agree to a straightforward refund within 1 to 3 working days of a well-written email request. Once agreed, the money itself takes another 3 to 5 working days to land, that part is card-network processing and no merchant can skip it. If nothing has arrived 10 working days after a written “refund approved”, reply on the same thread asking for the ARN (acquirer reference number), which your bank can trace.

What you can claim

The law where you live is the strongest hook, lead with it when you contact the company.

United States

  • Fair Credit Billing Act (FCBA)
    Dispute any credit-card charge in writing within 60 days.

    For US credit-card payments, the FCBA gives you 60 days from the statement date to dispute a ChatUp charge in writing. Your card issuer is required to investigate and may withhold the disputed amount during the process.

  • California ARL refund right
    Refund if cancel was blocked or unclear.

    If ChatUp made it hard to cancel under California ARL, you’re entitled to a refund of charges taken since the obstruction. Multiple class actions (including against Adobe + Hulu) have set the precedent.

Worldwide

  • Card-issuer chargeback
    Visa/Mastercard chargeback works everywhere they do.

    Open a chargeback for “subscription not cancelled” or “services not as described”, your bank initiates, ChatUp has ~45 days to defend. Works regardless of where ChatUp is headquartered.

  • PayPal Buyer Protection
    If you paid via PayPal, open a dispute.

    PayPal’s Buyer Protection covers “item not as described”, applies to services that didn’t deliver. Resolution typically within 20 days.

Rights in other regions (United Kingdom, European Union)

United Kingdom

  • Section 75, Consumer Credit Act
    Credit card issuer is jointly liable. £100-£30,000.

    For UK credit-card charges between £100 and £30,000, your card issuer is jointly liable with ChatUp for any breach. Call your bank, say “Section 75 claim”, send evidence. Usually resolved in 2-4 weeks.

  • Consumer Contracts Regulations 2013
    Full refund within the 14-day window.

    Inside 14 days of starting any ChatUp subscription, you’re entitled to a full refund of any payment taken, no questions, no policy override.

  • Citizens Advice + Trading Standards
    For repeated bad-faith refusals.

    Free escalation lane: file with Citizens Advice (08082231133), they pass it to Trading Standards. Slow (8-12 weeks) but creates a paper trail ChatUp can’t ignore.

European Union

  • Consumer Rights Directive 2011/83/EU
    14-day withdrawal across all EU member states.

    EU-wide statutory right to withdraw and recover any payment within 14 days of subscription start. Mirrored in local law in every EU country.

  • ECC-Net cross-border escalation
    EU Consumer Centre network mediates against EU sellers.

    If ChatUp is based in another EU country, your local European Consumer Centre will mediate the dispute for free. List of national contacts at commission.europa.eu.

The ChatUp refund email

  1. Email the right address

    Use support@chatup.ai, the route yoink has verified actually gets read for ChatUp.

  2. Use a clear subject line

    Subject: Refund Request, [your account email]

  3. Send this body

    Hi ChatUp team,
    
    I'm requesting a refund for my ChatUp order (reference [order number], placed on [date], for [amount]).
    
    Please process the refund to my original payment method and confirm by reply.
    
    Best,
    [your name]
  4. Wait 7-14 days, then escalate

    If you haven’t heard back in 14 days, escalate via the regional route above, a card-issuer chargeback works in every market.

Refund FAQ for ChatUp

You cancel it in the store that bills you, not in the app. **iPhone:** open **Settings → your name → Subscriptions**, or go straight to `https://apps.apple.com/account/subscriptions`, tap ChatUp and choose **Cancel Subscription**. **Android:** Play Store → profile icon → **Payments & subscriptions → Subscriptions → ChatUp → Cancel**. Do it at least **24 hours before** the renewal date, otherwise the next period is charged and you keep access until it ends. Screenshot the 'Expires on' confirmation, that timestamp is the only evidence you'll have, because the developer publishes no support email.

Cancelling rather than claiming money back? See the ChatUp cancellation guide. For every other support channel, the ChatUp contact guide.

Other refund guides.

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