How to Get a CHARLES & KEITH Refund After 31 Days.
CHARLES & KEITH refunds are per-order, and their own policy gives you a 30-day window. Miss it and you still have tools, a clear email, a card-issuer chargeback. Here's the playbook.
Last verified yesterday against CHARLES & KEITH’s own Terms · UK, US, and EU rights covered below
The short answer
This is a one-off retail purchase, not a subscription, so every rule below is per ORDER. Orders themselves can only be self-cancelled within 1 hour of checkout (gift cards excluded); after that the order ships and your only route is a return. Online product returns must be requested within 30 days of delivery through the returns portal, a one-time return fee applies, and return shipping is on you unless the item was wrong or defective. Refunds for returned goods go back to the original payment method and can take up to 31 working days after the warehouse receives your parcel (7 to 10 working days for the quality check, then 14 to 21 working days for the bank); once you receive the refund confirmation email, allow up to a further 7 working days for it to land.
Or let yoink chase the refund.
30 seconds to set up. yoink emails CHARLES & KEITH, cites the policy, escalates if ignored, and surfaces the win when the money lands.
Get yoink (App Store) →What CHARLES & KEITH actually says
“Our return policy applies only to item(s) purchased online and delivered within the USA. Returns must be made within 30 days of receiving your order. A one-time return fee applies.”
, verbatim from CHARLES & KEITH’s terms
How long does a CHARLES & KEITH refund take?
Most merchants agree to a straightforward refund within 1 to 3 working days of a well-written email request. Once agreed, the money itself takes another 3 to 5 working days to land, that part is card-network processing and no merchant can skip it. If nothing has arrived 10 working days after a written “refund approved”, reply on the same thread asking for the ARN (acquirer reference number), which your bank can trace.
Note CHARLES & KEITH’s own policy works on a 30-day window, ask inside it and the request is routine; outside it you’re relying on goodwill or statutory rights.
What you can claim
The law where you live is the strongest hook, lead with it when you contact the company.
United States
- Fair Credit Billing Act (FCBA)Dispute any credit-card charge in writing within 60 days.
For US credit-card payments, the FCBA gives you 60 days from the statement date to dispute a CHARLES & KEITH charge in writing. Your card issuer is required to investigate and may withhold the disputed amount during the process.
Worldwide
- Card-issuer chargebackVisa/Mastercard chargeback works everywhere they do.
Open a chargeback for “subscription not cancelled” or “services not as described”, your bank initiates, CHARLES & KEITH has ~45 days to defend. Works regardless of where CHARLES & KEITH is headquartered.
- PayPal Buyer ProtectionIf you paid via PayPal, open a dispute.
PayPal’s Buyer Protection covers “item not as described”, applies to services that didn’t deliver. Resolution typically within 20 days.
Rights in other regions (United Kingdom, European Union)
United Kingdom
- Section 75, Consumer Credit ActCredit card issuer is jointly liable. £100-£30,000.
For UK credit-card charges between £100 and £30,000, your card issuer is jointly liable with CHARLES & KEITH for any breach. Call your bank, say “Section 75 claim”, send evidence. Usually resolved in 2-4 weeks.
- Consumer Contracts Regulations 2013Full refund within the 14-day window.
Inside 14 days of starting any CHARLES & KEITH subscription, you’re entitled to a full refund of any payment taken, no questions, no policy override.
- Citizens Advice + Trading StandardsFor repeated bad-faith refusals.
Free escalation lane: file with Citizens Advice (08082231133), they pass it to Trading Standards. Slow (8-12 weeks) but creates a paper trail CHARLES & KEITH can’t ignore.
European Union
- Consumer Rights Directive 2011/83/EU14-day withdrawal across all EU member states.
EU-wide statutory right to withdraw and recover any payment within 14 days of subscription start. Mirrored in local law in every EU country.
- ECC-Net cross-border escalationEU Consumer Centre network mediates against EU sellers.
If CHARLES & KEITH is based in another EU country, your local European Consumer Centre will mediate the dispute for free. List of national contacts at commission.europa.eu.
The CHARLES & KEITH refund email
Email the right address
Use
customers@charleskeith.com, the route yoink has verified actually gets read for CHARLES & KEITH.Use a clear subject line
Subject:
Refund Request, [your account email]Send this body
Hi CHARLES & KEITH team, I'm requesting a refund for my CHARLES & KEITH order (reference [order number], placed on [date], for [amount]). I'm within the 30-day window your policy allows for this. Please process the refund to my original payment method and confirm by reply. Best, [your name]
Wait 7-14 days, then escalate
If you haven’t heard back in 14 days, escalate via the regional route above, a card-issuer chargeback works in every market.
Refund FAQ for CHARLES & KEITH
Yes, for online orders returned within **30 days of receiving your order**, in original condition with packaging and tags. A one-time return fee applies and return shipping is at your cost, free only if they sent the wrong item or it is defective. Earrings and foot care accessories are excluded for hygiene reasons unless faulty. Refunds go to the original payment method based on the merchandise value shown on your invoice. If a gift-with-purchase pushed your order over a threshold and the return drops it below, you must return the gift too.
Cancelling rather than claiming money back? See the CHARLES & KEITH cancellation guide. For every other support channel, the CHARLES & KEITH contact guide.
Other refund guides.
Tired of asking nicely?
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