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REFUND GUIDE

How to Get a Swapped.com Refund for a Stuck Order.

Swapped.com refunds are per-order, here's what their policy actually says, and how to escalate if they ignore the request.

Last verified 4 days ago against Swapped.com’s own Terms · UK, US, and EU rights covered below

The short answer

This policy covers one-off crypto buy (on-ramp) and sell (off-ramp) orders. Swapped has no subscription or membership charges. A buy order is final once the crypto is broadcast to the blockchain. A sell order is final once the payout is processed. Refunds go back to the original payment method only when an order is declined, fails compliance or fraud checks, has a technical failure, is below the 7 EUR minimum, or uses an unsupported asset. Blockchain or processor fees may be deducted. Swapped's help docs say refunds typically take 24 hours and can take up to 5 business days, and support has said card refunds average about 72 hours. Payments made to merchants through the Swapped Connect widget are not covered: refunds for goods or services must be requested from the merchant.

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What Swapped.com actually says

“For onramp transactions, they are final once the digital asset has been broadcast to the blockchain and a transaction ID has been issued, as blockchain-based transactions are irreversible and cannot be canceled, recalled, or modified after execution.”

, verbatim from Swapped.com’s terms
Pro-rata refund: no

How long does a Swapped.com refund take?

Most merchants agree to a straightforward refund within 1 to 3 working days of a well-written email request. Once agreed, the money itself takes another 3 to 5 working days to land, that part is card-network processing and no merchant can skip it. If nothing has arrived 10 working days after a written “refund approved”, reply on the same thread asking for the ARN (acquirer reference number), which your bank can trace.

What you can claim

The law where you live is the strongest hook, lead with it when you contact the company.

United States

  • Fair Credit Billing Act (FCBA)
    Dispute any credit-card charge in writing within 60 days.

    For US credit-card payments, the FCBA gives you 60 days from the statement date to dispute a Swapped.com charge in writing. Your card issuer is required to investigate and may withhold the disputed amount during the process.

Worldwide

  • Card-issuer chargeback
    Visa/Mastercard chargeback works everywhere they do.

    Open a chargeback for “subscription not cancelled” or “services not as described”, your bank initiates, Swapped.com has ~45 days to defend. Works regardless of where Swapped.com is headquartered.

  • PayPal Buyer Protection
    If you paid via PayPal, open a dispute.

    PayPal’s Buyer Protection covers “item not as described”, applies to services that didn’t deliver. Resolution typically within 20 days.

Rights in other regions (United Kingdom, European Union)

United Kingdom

  • Citizens Advice + Trading Standards
    For repeated bad-faith refusals.

    Free escalation lane: file with Citizens Advice (08082231133), they pass it to Trading Standards. Slow (8-12 weeks) but creates a paper trail Swapped.com can’t ignore.

European Union

  • ECC-Net cross-border escalation
    EU Consumer Centre network mediates against EU sellers.

    If Swapped.com is based in another EU country, your local European Consumer Centre will mediate the dispute for free. List of national contacts at commission.europa.eu.

The Swapped.com refund email

  1. Email the right address

    Use support@swapped.com, the route yoink has verified actually gets read for Swapped.com.

  2. Use a clear subject line

    Subject: Refund Request, [your account email]

  3. Send this body

    Hi Swapped.com team,
    
    I'm requesting a refund for my Swapped.com order (reference [order number], placed on [date], for [amount]).
    
    Please process the refund to my original payment method and confirm by reply.
    
    Best,
    [your name]
  4. Wait 7-14 days, then escalate

    If you haven’t heard back in 14 days, escalate via the regional route above, a card-issuer chargeback works in every market.

Refund FAQ for Swapped.com

Only before it completes. For a **buy**, the order is final once your crypto has been broadcast to the blockchain and a transaction ID exists. For a **sell**, it's final once your payout has been processed. If your order is still pending, waiting for a bank transfer, or stuck in manual review, open the 24/7 live chat or email **support@swapped.com**. Ask them to cancel order #[ID] and refund you to your original payment method. Swapped says it replies within about 10 minutes and has publicly offered to cancel and refund orders when customers don't want to complete extra checks.

Cancelling rather than claiming money back? See the Swapped.com cancellation guide. For every other support channel, the Swapped.com contact guide.

Other refund guides.

Tired of asking nicely?

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