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REFUND GUIDE

How to Get a Stable Audio Refund in 48 Hours.

Inside 2 days their own policy is on your side; statutory cooling-off rights may stack on top. Outside it, you've still got tools, a clear email, a card-issuer chargeback, the lot. Here's the playbook for Stable Audio.

Last verified 19 Jul 2026 against Stable Audio’s own Terms · UK, US, and EU rights covered below

The short answer

Refunds are discretionary, not automatic. The strongest case is a request within 48 hours of the charge where you've used less than 2% of the monthly track allotment, or where the charge was accidental / unrecognised. Requests are processed manually, expect a reply in 2 to 3 business days and 5 to 10 business days for the money to hit your bank via Stripe. Stable Audio reserves the right to decline or prorate if it suspects policy abuse.

Or let yoink chase the refund.

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What Stable Audio actually says

Stable Audio may give refunds on subscription charges in our discretion, depending on the circumstances below. If a purchase is accidentally made by a friend or family member. Your refund request is made within submitted within 48 hours of the subscription charge and your usage is below 2% of the allotted monthly generations.

, verbatim from Stable Audio’s terms
2-day cancellation windowPro-rata refund: yesStatutory cooling-off: 14 days in UK + EU on new subs

How long does a Stable Audio refund take?

Most merchants agree to a straightforward refund within 1 to 3 working days of a well-written email request. Once agreed, the money itself takes another 3 to 5 working days to land, that part is card-network processing and no merchant can skip it. If nothing has arrived 10 working days after a written “refund approved”, reply on the same thread asking for the ARN (acquirer reference number), which your bank can trace.

Note Stable Audio’s own policy works on a 2-day window, ask inside it and the request is routine; outside it you’re relying on goodwill or statutory rights.

What you can claim

The law where you live is the strongest hook, lead with it when you contact the company.

United States

  • Fair Credit Billing Act (FCBA)
    Dispute any credit-card charge in writing within 60 days.

    For US credit-card payments, the FCBA gives you 60 days from the statement date to dispute a Stable Audio charge in writing. Your card issuer is required to investigate and may withhold the disputed amount during the process.

  • California ARL refund right
    Refund if cancel was blocked or unclear.

    If Stable Audio made it hard to cancel under California ARL, you’re entitled to a refund of charges taken since the obstruction. Multiple class actions (including against Adobe + Hulu) have set the precedent.

Worldwide

  • Card-issuer chargeback
    Visa/Mastercard chargeback works everywhere they do.

    Open a chargeback for “subscription not cancelled” or “services not as described”, your bank initiates, Stable Audio has ~45 days to defend. Works regardless of where Stable Audio is headquartered.

  • PayPal Buyer Protection
    If you paid via PayPal, open a dispute.

    PayPal’s Buyer Protection covers “item not as described”, applies to services that didn’t deliver. Resolution typically within 20 days.

Rights in other regions (United Kingdom, European Union)

United Kingdom

  • Section 75, Consumer Credit Act
    Credit card issuer is jointly liable. £100-£30,000.

    For UK credit-card charges between £100 and £30,000, your card issuer is jointly liable with Stable Audio for any breach. Call your bank, say “Section 75 claim”, send evidence. Usually resolved in 2-4 weeks.

  • Consumer Contracts Regulations 2013
    Full refund within the 14-day window.

    Inside 14 days of starting any Stable Audio subscription, you’re entitled to a full refund of any payment taken, no questions, no policy override.

  • Citizens Advice + Trading Standards
    For repeated bad-faith refusals.

    Free escalation lane: file with Citizens Advice (08082231133), they pass it to Trading Standards. Slow (8-12 weeks) but creates a paper trail Stable Audio can’t ignore.

European Union

  • Consumer Rights Directive 2011/83/EU
    14-day withdrawal across all EU member states.

    EU-wide statutory right to withdraw and recover any payment within 14 days of subscription start. Mirrored in local law in every EU country.

  • ECC-Net cross-border escalation
    EU Consumer Centre network mediates against EU sellers.

    If Stable Audio is based in another EU country, your local European Consumer Centre will mediate the dispute for free. List of national contacts at commission.europa.eu.

The 4-step refund email

  1. Email the right address

    Use hey@stableaudio.com, the route yoink has verified actually gets read for Stable Audio.

  2. Use a clear subject line

    Subject: Refund Request, [your account email]

  3. Send this body

    Hi Stable Audio team,
    
    I'm requesting a refund of the recent charge on my subscription, account [your account email].
    
    Under the FTC's Click-to-Cancel rule, cancellation must be available through a channel as simple as the one I signed up through. Please confirm by reply that the refund will be processed to my original payment method.
    
    If a full refund isn't available under your policy, I'd accept a pro-rata refund for the unused portion.
    
    Best,
    [your name]
  4. Wait 7-14 days, then escalate

    If you haven’t heard back in 14 days, escalate via the regional route above, a card-issuer chargeback works in every market.

Refund FAQ for Stable Audio

Refunds are discretionary. Stable Audio typically honours them when the request is filed **within 48 hours of the charge** and you've used **less than 2% of your monthly generation allotment**, or if the charge was accidental / unrecognised. Email hey@stableaudio.com, requests are processed manually within 2 to 3 business days, and refunds land via Stripe in 5 to 10 business days depending on your bank.

Cancelling rather than claiming money back? See the Stable Audio cancellation guide. For every other support channel, the Stable Audio contact guide.

Other refund guides.

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