REFUND GUIDE

How to Get a PayByPhone Refund for an Overcharge.

PayByPhone refunds are per-order, here's what their policy actually says, and how to escalate if they ignore the request.

Last verified today against PayByPhone’s own Terms · UK, US, and EU rights covered below

The short answer

PayByPhone itself doesn't own the car parks and can't authorise refunds directly, refund decisions rest with the parking operator. You submit a refund request through PayByPhone Support (or the in-app Virtual Assistant), and they investigate on your behalf, referring you to the operator if declined. Requests are handled case-by-case and you'll need proof such as receipts or bank statements. Approved refunds typically take around 2 to 3 business days.

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What PayByPhone actually says

Parking charge refunds can only be made at the discretion of the Parking Operator. If you need to request a refund, please click here to submit a refund request to the PayByPhone Customer Support Team who will investigate this on your behalf.

, verbatim from PayByPhone’s terms

What you can claim

The law where you live is the strongest hook, lead with it when you contact the company.

United Kingdom

  • Section 75, Consumer Credit Act
    Credit card issuer is jointly liable. £100-£30,000.

    For UK credit-card charges between £100 and £30,000, your card issuer is jointly liable with PayByPhone for any breach. Call your bank, say “Section 75 claim”, send evidence. Usually resolved in 2-4 weeks.

  • Consumer Contracts Regulations 2013
    Full refund within the 14-day window.

    Inside 14 days of starting any PayByPhone subscription, you’re entitled to a full refund of any payment taken, no questions, no policy override.

  • Citizens Advice + Trading Standards
    For repeated bad-faith refusals.

    Free escalation lane: file with Citizens Advice (08082231133), they pass it to Trading Standards. Slow (8-12 weeks) but creates a paper trail PayByPhone can’t ignore.

Worldwide

  • Card-issuer chargeback
    Visa/Mastercard chargeback works everywhere they do.

    Open a chargeback for “subscription not cancelled” or “services not as described”, your bank initiates, PayByPhone has ~45 days to defend. Works regardless of where PayByPhone is headquartered.

  • PayPal Buyer Protection
    If you paid via PayPal, open a dispute.

    PayPal’s Buyer Protection covers “item not as described”, applies to services that didn’t deliver. Resolution typically within 20 days.

Rights in other regions (United States, European Union)

United States

  • Fair Credit Billing Act (FCBA)
    Dispute any credit-card charge in writing within 60 days.

    For US credit-card payments, the FCBA gives you 60 days from the statement date to dispute a PayByPhone charge in writing. Your card issuer is required to investigate and may withhold the disputed amount during the process.

European Union

  • Consumer Rights Directive 2011/83/EU
    14-day withdrawal across all EU member states.

    EU-wide statutory right to withdraw and recover any payment within 14 days of subscription start. Mirrored in local law in every EU country.

  • ECC-Net cross-border escalation
    EU Consumer Centre network mediates against EU sellers.

    If PayByPhone is based in another EU country, your local European Consumer Centre will mediate the dispute for free. List of national contacts at commission.europa.eu.

The PayByPhone refund email

  1. Email the right address

    Use support@paybyphone.com, the route yoink has verified actually gets read for PayByPhone.

  2. Use a clear subject line

    Subject: Refund Request, [your account email]

  3. Send this body

    Hi PayByPhone team,
    
    I'm requesting a refund for my PayByPhone order (reference [order number], placed on [date], for [amount]).
    
    Please process the refund to my original payment method and confirm by reply.
    
    Best,
    [your name]
  4. Wait 7-14 days, then escalate

    If you haven’t heard back in 14 days, see “If they refuse” below, Section 75 is the next stop.

Refund FAQ for PayByPhone

Open the PayByPhone app (or m.paybyphone.com), tap **Account** at the bottom navigation bar, then **Settings > Delete Account**, and confirm. Once deleted you **can't restore the account or access past parking activity**, so print or export your receipts first. There's no monthly subscription to cancel, PayByPhone only charges per parking session, so deleting the account and removing your saved card stops all future use.

Other refund guides.

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