How to Get an Obsidian Refund Within 7 Days.
Inside 7 days their own policy is on your side; statutory cooling-off rights may stack on top. Outside it, you've still got tools, a clear email, a card-issuer chargeback, the lot. Here's the playbook for Obsidian.
Last verified 13 days ago against Obsidian’s own Terms · UK, US, and EU rights covered below
The short answer
Two different rules apply depending on what you bought. Obsidian Sync and Obsidian Publish subscriptions (monthly or annual) get a full no-questions refund within 7 days of the charge, claimed yourself in your account under Billing → Invoices and refunds. One-off purchases, Catalyst ($25), Commercial licenses ($50/user/year) and Obsidian Credit, are explicitly non-refundable, and the general Terms of Service state fees are non-cancellable and non-refundable with no refund for unused Services. Outside the 7-day window Obsidian's help page invites you to contact support for exceptional circumstances, but there is no stated pro-rata refund; cancelling simply stops future billing and you keep access until the paid period ends.
Or let yoink chase the refund.
30 seconds to set up. yoink emails Obsidian, cites the policy, escalates if ignored, and surfaces the win when the money lands.
Get yoink (App Store) →What Obsidian actually says
“We offer full refunds within 7 days of purchase with no questions asked for Obsidian Sync and Publish. However, please note that Catalyst licenses, Commercial licenses, and Obsidian Credit are non-refundable.”
, verbatim from Obsidian’s terms
How long does a Obsidian refund take?
Most merchants agree to a straightforward refund within 1 to 3 working days of a well-written email request. Once agreed, the money itself takes another 3 to 5 working days to land, that part is card-network processing and no merchant can skip it. If nothing has arrived 10 working days after a written “refund approved”, reply on the same thread asking for the ARN (acquirer reference number), which your bank can trace.
Note Obsidian’s own policy works on a 7-day window, ask inside it and the request is routine; outside it you’re relying on goodwill or statutory rights.
What you can claim
The law where you live is the strongest hook, lead with it when you contact the company.
United States
- Fair Credit Billing Act (FCBA)Dispute any credit-card charge in writing within 60 days.
For US credit-card payments, the FCBA gives you 60 days from the statement date to dispute a Obsidian charge in writing. Your card issuer is required to investigate and may withhold the disputed amount during the process.
- California ARL refund rightRefund if cancel was blocked or unclear.
If Obsidian made it hard to cancel under California ARL, you’re entitled to a refund of charges taken since the obstruction. Multiple class actions (including against Adobe + Hulu) have set the precedent.
Worldwide
- Card-issuer chargebackVisa/Mastercard chargeback works everywhere they do.
Open a chargeback for “subscription not cancelled” or “services not as described”, your bank initiates, Obsidian has ~45 days to defend. Works regardless of where Obsidian is headquartered.
- PayPal Buyer ProtectionIf you paid via PayPal, open a dispute.
PayPal’s Buyer Protection covers “item not as described”, applies to services that didn’t deliver. Resolution typically within 20 days.
Rights in other regions (United Kingdom, European Union)
United Kingdom
- Section 75, Consumer Credit ActCredit card issuer is jointly liable. £100-£30,000.
For UK credit-card charges between £100 and £30,000, your card issuer is jointly liable with Obsidian for any breach. Call your bank, say “Section 75 claim”, send evidence. Usually resolved in 2-4 weeks.
- Consumer Contracts Regulations 2013Full refund within the 14-day window.
Inside 14 days of starting any Obsidian subscription, you’re entitled to a full refund of any payment taken, no questions, no policy override.
- Citizens Advice + Trading StandardsFor repeated bad-faith refusals.
Free escalation lane: file with Citizens Advice (08082231133), they pass it to Trading Standards. Slow (8-12 weeks) but creates a paper trail Obsidian can’t ignore.
European Union
- Consumer Rights Directive 2011/83/EU14-day withdrawal across all EU member states.
EU-wide statutory right to withdraw and recover any payment within 14 days of subscription start. Mirrored in local law in every EU country.
- ECC-Net cross-border escalationEU Consumer Centre network mediates against EU sellers.
If Obsidian is based in another EU country, your local European Consumer Centre will mediate the dispute for free. List of national contacts at commission.europa.eu.
The 4-step refund email
Email the right address
Use
support@obsidian.md, the route yoink has verified actually gets read for Obsidian.Use a clear subject line
Subject:
Refund Request, [your account email]Send this body
Hi Obsidian team, I'm requesting a refund of the recent charge on my subscription, account [your account email]. Under the FTC's Click-to-Cancel rule, cancellation must be available through a channel as simple as the one I signed up through. Please confirm by reply that the refund will be processed to my original payment method. Best, [your name]
Wait 7-14 days, then escalate
If you haven’t heard back in 14 days, escalate via the regional route above, a card-issuer chargeback works in every market.
Refund FAQ for Obsidian
Sign in at **obsidian.md/account**, open the Sync (or Publish) section under your subscriptions and choose to cancel, then confirm. There's no cancel button inside the desktop or mobile app, and nothing to cancel in the App Store or Google Play, Sync and Publish are billed directly by Obsidian. Cancelling stops future charges; your subscription stays active until the end of the billing period you already paid for. Save the confirmation email or a screenshot of the account page showing the plan ending, in case a charge lands anyway.
Cancelling rather than claiming money back? See the Obsidian cancellation guide. For every other support channel, the Obsidian contact guide.
Other refund guides.
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