How to cancel a paypal automatic payment?

Log into PayPal, then go to **Settings → Payments → Manage automatic payments**, find the merchant in the list, and select **Cancel** to stop future charges. On the app the same list lives under your profile → Payments. Two traps: cancelling the *wrong* agreement when a company has multiple entries (e.g. 'Company', 'Company Digital', 'Company EU'), and cancelling too close to the billing date, a payment already in motion can still post. Leave a few business days of cushion, then screenshot the cancelled agreement as your proof of date.

Will cancelling the automatic payment refund the charge I've already been billed?

No. Cancelling a billing agreement is forward-looking only, it stops the next charge and does nothing to the one that already left your balance. For money already taken, the documented sequence is: cancel the automatic payment first, open the payment in **Activity** and request a refund from the seller, then if that fails open a dispute in the **Resolution Center**. With Hong Kong LinZe Co. the seller step is usually a dead end because no contact route exists, so log the attempt and move straight to the dispute.

How long do I have to dispute a Hong Kong LinZe Co. charge?

PayPal's published dispute filing timeframes give you **180 days from the date you sent the payment** for an item-not-received dispute. Significantly-not-as-described is tighter: 30 days from delivery or fulfilment, or 180 days from payment, whichever comes first. Unauthorised transactions are different again, if your statement shows transfers you did not make, PayPal asks you to tell them **at once** rather than sit on the window. Past 180 days the dispute route generally closes and you are left negotiating with a merchant who has no reachable address, so file early.

Is there a cancellation fee?

No cancellation fee is documented anywhere for Hong Kong LinZe Co., and cancelling a PayPal automatic payment costs nothing, it is a settings toggle on your own account. Be sceptical of any page or 'support number' that says otherwise; several results circulating for 'cancel PayPal automatic payment' push a call-this-number script rather than the free in-account route. If you are told you must pay to exit, that alone is grounds to report the charge as unauthorised activity through the Resolution Center.

What if I never signed up for this in the first place?

Then stop treating it as subscription cleanup. PayPal's route for a charge you did not authorise is **Resolution Center → Report a problem → choose the payment → 'I want to report unauthorized activity'**; in the app you can open the payment from Activity and report from there. Cancel the billing agreement in the same session so it cannot charge again while the report is processed. If you suspect your login was compromised rather than a signup you forgot, change the password and report the phishing angle to `spoof@paypal.com` as well.

Can I email PayPal to cancel or get my money back?

Not for the cancellation itself, consumer-advocacy research finds PayPal has **no direct customer service email address**, offering a callback request or an online message instead. Email is still worth sending for the *refund and complaint* half: `complaint-response@paypal.com` appears in published PayPal contact listings and gives you a timestamped paper trail. Do the cancellation in-account, then write. Subject line that works: **'Unauthorised recurring billing, Hong Kong LinZe Co., request cancellation confirmation and refund'**, with your account email, the transaction date and the exact amount.

What phone number do I call about an unrecognised PayPal charge?

The published toll-free line is **(888) 221-1161**, with phone support listed as available seven days a week from 6 a.m. to 6 p.m. Pacific time and typical waits of a few minutes to an hour. Note the quirk documented for PayPal's specialist line: sign into your account *before* dialling, because you may be given a one-time code from your account to get through. Phone is the fastest route to a human, but always follow the call with a written message so the cancellation date is on record.

Can I just cancel my card or block the payment instead?

It is a weaker move than cancelling the agreement. Blocking the funding source leaves the billing agreement alive on your PayPal profile, where it can retry against another linked source, and merchants sometimes hold **multiple agreement entries**, so killing one leaves the rest live. Do it in this order: cancel every matching entry under Manage automatic payments, screenshot each one, then dispute the charges. Only after that is a card-issuer chargeback the sensible backstop, and your PayPal screenshots become the evidence for it.

Do I lose anything by cancelling?

Almost certainly nothing you can identify. There is no known Hong Kong LinZe Co. account, library, content or data attached to the charge in any source, which is exactly why it reads as an unwanted or unrecognised billing agreement rather than a service you use. Cancelling an automatic payment does not touch your PayPal account, balance, buyer protection or any other subscription; it removes one merchant's permission to charge you. If it later turns out to be a service you did want, you can simply re-authorise it at the next checkout.

REFUND GUIDE

How to Get a Hong Kong LinZe Co. Refund.

Inside 180 days their own policy is on your side; statutory cooling-off rights may stack on top. Outside it, you've still got tools, a clear email, a card-issuer chargeback, the lot. Here's the playbook for Hong Kong LinZe Co..

Last verified 7 days ago against Hong Kong LinZe Co.’s own Terms · UK, US, and EU rights covered below

The short answer

Hong Kong LinZe Co. publishes no refund policy of its own, so every rule here is PayPal's, not the merchant's. For the RECURRING charge (the billing agreement), cancelling in Manage automatic payments only stops future charges, it does not refund the payment already taken. For a CHARGE ALREADY TAKEN, PayPal's dispute filing timeframes apply: item-not-received disputes must be opened within 180 days of payment, while significantly-not-as-described is 30 days from delivery or 180 days from payment, whichever is sooner. If you never authorised the charge at all, it is handled as unauthorised activity via Report a Problem rather than as a refund request, and you should report it as soon as you spot it.

Or let yoink chase the refund.

30 seconds to set up. yoink emails Hong Kong LinZe Co., cites the policy, escalates if ignored, and surfaces the win when the money lands.

Get yoink (App Store) →

What Hong Kong LinZe Co. actually says

“Item Not Received: Dispute must be opened within 180 days of the date you sent the payment to the seller.”
, verbatim from Hong Kong LinZe Co.’s terms

180-day cancellation windowStatutory cooling-off: 14 days in UK + EU on new subs

How long does a Hong Kong LinZe Co. refund take?

Most merchants agree to a straightforward refund within 1 to 3 working days of a well-written email request. Once agreed, the money itself takes another 3 to 5 working days to land, that part is card-network processing and no merchant can skip it. If nothing has arrived 10 working days after a written “refund approved”, reply on the same thread asking for the ARN (acquirer reference number), which your bank can trace.

Note Hong Kong LinZe Co.’s own policy works on a 180-day window, ask inside it and the request is routine; outside it you’re relying on goodwill or statutory rights.

What you can claim

The law where you live is the strongest hook, lead with it when you contact the company.

United States

Fair Credit Billing Act (FCBA)
Dispute any credit-card charge in writing within 60 days.
For US credit-card payments, the FCBA gives you 60 days from the statement date to dispute a Hong Kong LinZe Co. charge in writing. Your card issuer is required to investigate and may withhold the disputed amount during the process.
California ARL refund right
Refund if cancel was blocked or unclear.
If Hong Kong LinZe Co. made it hard to cancel under California ARL, you’re entitled to a refund of charges taken since the obstruction. Multiple class actions (including against Adobe + Hulu) have set the precedent.

Worldwide

Card-issuer chargeback
Visa/Mastercard chargeback works everywhere they do.
Open a chargeback for “subscription not cancelled” or “services not as described”, your bank initiates, Hong Kong LinZe Co. has ~45 days to defend. Works regardless of where Hong Kong LinZe Co. is headquartered.
PayPal Buyer Protection
If you paid via PayPal, open a dispute.
PayPal’s Buyer Protection covers “item not as described”, applies to services that didn’t deliver. Resolution typically within 20 days.

Rights in other regions (United Kingdom, European Union)

United Kingdom

Section 75, Consumer Credit Act
Credit card issuer is jointly liable. £100-£30,000.
For UK credit-card charges between £100 and £30,000, your card issuer is jointly liable with Hong Kong LinZe Co. for any breach. Call your bank, say “Section 75 claim”, send evidence. Usually resolved in 2-4 weeks.
Consumer Contracts Regulations 2013
Full refund within the 14-day window.
Inside 14 days of starting any Hong Kong LinZe Co. subscription, you’re entitled to a full refund of any payment taken, no questions, no policy override.
Citizens Advice + Trading Standards
For repeated bad-faith refusals.
Free escalation lane: file with Citizens Advice (08082231133), they pass it to Trading Standards. Slow (8-12 weeks) but creates a paper trail Hong Kong LinZe Co. can’t ignore.

European Union

Consumer Rights Directive 2011/83/EU
14-day withdrawal across all EU member states.
EU-wide statutory right to withdraw and recover any payment within 14 days of subscription start. Mirrored in local law in every EU country.
ECC-Net cross-border escalation
EU Consumer Centre network mediates against EU sellers.
If Hong Kong LinZe Co. is based in another EU country, your local European Consumer Centre will mediate the dispute for free. List of national contacts at commission.europa.eu.

The 4-step refund email

Email the right address
Use service@paypal.com, the route yoink has verified actually gets read for Hong Kong LinZe Co..
Use a clear subject line
Subject: Refund Request, [your account email]

Send this body

Hi Hong Kong LinZe Co. team,

I'm requesting a refund of the recent charge on my subscription, account [your account email].

Under the FTC's Click-to-Cancel rule, cancellation must be available through a channel as simple as the one I signed up through. Please confirm by reply that the refund will be processed to my original payment method.

If a full refund isn't available under your policy, I'd accept a pro-rata refund for the unused portion.

Best,
[your name]

Wait 7-14 days, then escalate
If you haven’t heard back in 14 days, escalate via the regional route above, a card-issuer chargeback works in every market.

Refund FAQ for Hong Kong LinZe Co.

It is a **merchant descriptor**, the trading name a seller registered with PayPal, not a product you can look up. No website, pricing page or terms for Hong Kong LinZe Co. appears in any searchable source, which is the classic shape of an unclear merchant name attached to a recurring billing agreement. Treat it as two separate jobs: **stop the future charges** by killing the billing agreement in PayPal, and **recover the money already taken** through the Resolution Center. Do not wait to identify the company first, the cancellation works whether or not you ever find out who they are.